Finding Financial Balance

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According to Body & Soul Magazine, it’s up to us to get the most, and avoid the worst, from our cards. New federal rules will offer greater protection all-around, from payments to billing, as of July 2010. In the meantime, there are four strategies to keep ahead of the curve. Continue reading “Finding Financial Balance” »

Spend money to save money

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(ARA) – Sometimes you have to spend money to save money. The average household spends about $2,000 on energy bills every year. If you switched to appliances and lighting products that are Energy Star rated, you could save $75 a year in energy costs. Continue reading “Spend money to save money” »

Five Ways to Survive the Credit Meltdown

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According to More Magazine, it used to be a credit score of 720 would have entitled you to borrow money at the best rates; today you need a score of 760 or higher. Improving your credit score means doing the following without fail: Continue reading “Five Ways to Survive the Credit Meltdown” »

Ideas to make dollars do double duty

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(ARA) – Just as many of us have taken on extra work to make ends meet in this economy, everything we buy now must serve a dual purpose as well. It makes sense to spend your hard-earned dollars on items that not only do the job intended for them, but that also save you money in a variety of ways. Continue reading “Ideas to make dollars do double duty” »

Tips to simplify your finances

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(ARA) – Life is hectic enough and it’s important to carefully manage your money in a way that fits into your lifestyle. Utilizing tools that offer easy access to and constant control of your cash can save you valuable time and hassle. Banks are enabling you to manage your finances on the go. Use these tips to help you manage your spending and time: Continue reading “Tips to simplify your finances” »

Tips for moms to save time, money and energy

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(ARA) – As a mom, you’re always looking for ways to save time, money and energy to keep your house running smoothly.
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Here are some tips to help you reduce spending, cut back on running around and find extra time at the end of the day to relax and spend time with your kids.

1. Share errand duties with other moms.

One mom can hit the grocery store, another, the department store, while a third watches the children.

2. Shop garage sales.

If you have older children, this can become a fun scavenger hunt while you look for clothing and household items.

3. Use coupons.

Sure, clipping the newspaper is a good start, but online sites like MommySavesBig.com are designed especially for you. First of all, the coupons are tailored to moms who are looking for deals on grocery and household items, clothing, presents for family members, etc. Second, MommySavesBig.com was started as a blog by Anna Teoli, a mom herself, who posted a couple of printable coupons on her blog and then began receiving more and more coupon information from other moms.

To find coupons online, visit printable-coupons.blogspot.com.

Health Care & Markets

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The health care bill passes…Now will we see a drop in the stock market? Or with the bill spark a rise in the markets?
Send us your thoughts:
comments@herbusylife.com

How to Turn Your Debt Upside Down

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piggystoryFinancial experts have a lot of advice when it comes to getting out of debt, but sometimes the most logical way of reducing debt are not the most motivating. Money gurus like Suze Orman and others understand that like losing weight, reducing your debts takes constant support and progress. For that reason, we suggest that you turn you debt upside down a bit and work you way from bottom to top. Continue reading “How to Turn Your Debt Upside Down” »

Time- and money-saving tips for your 2009 tax return

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9284_B24_rgb5(ARA) – The American Recovery & Reinvestment Act makes early tax planning increasingly important. The number and complexity of the changes has prompted the IRS to release educational e-mails, videos, podcasts and other tools on a regular basis since the ARRA became law in February 2009. Continue reading “Time- and money-saving tips for your 2009 tax return” »

Turn the recession into revenue for you

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8741_B12_rgb5(ARA) – We’ve all heard the bad news: There is a global recession, the housing market continues to decline, the banking industry is struggling and unemployment continues to rise.

But, if you are one of the many whose employment has been affected by the recession, there is a silver lining. Entrepreneurs account for 50 percent of the gross domestic product and 50 percent of job creation in America. Small businesses grew rapidly in the last two recessions.

A recent study by Network Solutions and the University of Maryland investigating the overall health of U.S. small business shows that 69 percent of small businesses were profitable in 2008.

Rebecca Rodskog, a corporate change management consultant and founder of Rodskog Change Consulting in New York, offers tips for starting your own business.

* Creating a Web site for your business or to tout your skills is something that is neither difficult nor expensive, and it’s a great way to get yourself started.

* Connect with new people on social and professional networking sites.

* Don’t be afraid to ask for help from those who have an expertise you don’t.

For more information and other valuable tips from Rebecca Rodskog and Network Solutions, visit www.growsmartbusiness.com.

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