Financial tips for job seekers

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(ARA) – Losing your job is tough. But in the midst of a recession, rebounding and finding new employment is even harder. While building a resume and making connections are a priority, the first issue most people should address is money. Continue reading “Financial tips for job seekers” »

Health Care & Markets

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The health care bill passes…Now will we see a drop in the stock market? Or with the bill spark a rise in the markets?
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Laid off? Need Help?

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9057_B1_rgb5 When you first entered the workforce, you probably didn’t anticipate the economy turning so sour. You’ve spent many years diligently promoting yourself and establishing a nice set of skills – only to find out your company can’t afford to keep you around.

So what do you do now?

While it may seem like everyone is unemployed, there are job positions being posted. A career coach can help you discover how your options match your values, lifestyle, priorities and long term goals.

Many people who hire career coaches quickly discover this is a potential career that allows them to produce fulfilling results in both their personal and professional lives. A certified professional coach helps individuals and businesses in a variety of ways, including creating a clear vision and goal achievement strategy; becoming more aware of what beliefs, skills, attitude, behaviors and resources are needed to succeed; streamlining decision making and ensuring it matches goals and priorities; forming a detailed, specific plan that lays out key milestones and progress; and, holding clients accountable to what they want to do and who they want to be.

To learn more about becoming a coach, visit the Institute for Professional Excellence in Coaching (iPEC) at

Business tips for success

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8799_B16_rgb5(ARA) – Creativity is the key to keeping a small business flourishing in tight economic times. In addition to creativity, there are also other free tools and opportunities small businesses should use to their advantage.

Many resources are available for small business owners to develop a plan for success, including the following:

* Print professional-looking business cards and pass them out and design a great logo for your company.

* Develop a Web site, and see if you can get it linked to your community’s Chamber of Commerce or city Web site. Join sites like Facebook and LinkedIn to broaden your network of people who know who you are and what you do.

* Retail organizations are creating tools for small business owners to find additional resources. Office Depot has created “The Survival of the Smartest” Web site as part of its Small Business Self-Bailout Plan.

Included on the site at, are videos with smart tips, special product and service offers, small business resource tools, up-to-date news provided through feeds from small business Web sites and blogs, promotions specifically for businesses and expert advice on topics like how to connect your wireless network and how to save money while greening your office.

When do entrepreneurs look to buy a small business?

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8935_B13_rgb5(ARA) – Who says there’s an age limit on the question “What do I want to be?” According to a recent study, a large number of small business owners weren’t bit by the entrepreneurship bug until later in life.

Nearly one-third of respondents to Ace Hardware’s Entrepreneurship Study made the decision to become self-employed during their post-college career lives — a time when many of their peers were immersing themselves in their chosen professions.

“I don’t think it comes as much of a surprise that small business owners decide to become their own boss later in life when you consider the benefits of financial accumulation coupled with the managerial and business insight they develop,” says John Venhuizen, vice president of business development for Ace Hardware Corporation.

Additionally, an overwhelming 75 percent of study respondents said that they used personal savings to finance start-up costs for their businesses, a move that’s not always possible for young people just gaining independence from their families, or striving to pay off student loans.

Of course, some individuals don’t discover their entrepreneurial ambitions until after retirement age — a situation that’s becoming more and more common as baby boomers decide they want to remain in the workforce, although not necessarily in the same job or industry.